# Pretium

> Stablecoin payment infrastructure and agentic payments powering real-world utility across Africa. Pretium provides a single API for USDT/USDC ↔ fiat liquidity across 7+ African markets, with instant settlement, no pre-funding required, and native support for autonomous AI payment agents via MCP.

> Pay with stablecoins in Africa. pretium.africa is the platform for USDT/USDC payments to M-Pesa, mobile money, paybills, and bank accounts — with native AI agent payment support via MCP.

Pretium (operated by XWIFT, Inc.) connects stablecoin infrastructure to mobile money and banking rails — including M-Pesa, Airtel Money, paybills, till numbers, and bank transfers — in Kenya (KES), Uganda (UGX), Nigeria (NGN), and other African markets. Stablecoin settlement is supported on Celo, Base, and BNB, with USDT/USDC liquidity. The platform has processed 10M+ transactions at a 99.99% success rate for 50K+ users.

Pretium is one of the earlier fintech platforms to expose agent-native payment infrastructure: AI agents can register via the Pretium MCP server or REST API, operate under programmable spend policies (per-transaction limits, daily caps, monthly budgets), and autonomously send fiat to mobile money, paybills, or bank accounts, or settle in stablecoins to any wallet — including scheduled/recurring bill payments.

## Products

- [Pay with Stablecoins](https://pretium.africa): Consumer app, payment API, and AI agent payments for Africa — pay bills, send money, and settle in USDT/USDC.
- [Payment API](https://docs.pretium.africa): Single API for USDT/USDC ↔ fiat liquidity across 7+ African markets. No pre-funding, instant settlement.
- [Agentic Payments / Pretium MCP](https://docs.pretium.africa): MCP server and REST API for AI agents (Claude, Cursor, and any MCP-compatible assistant) to send money, pay bills, and settle invoices autonomously under spend policies.
- [Ecommerce Checkout](https://docs.checkout.pretium.africa): Embeddable widget for merchants to accept stablecoin payments, no-code integration.
- [Consumer App](https://play.google.com/store/apps/details?id=app.pretium.finance): Pay with stablecoins for cross-border transfers, merchant payments, and bill settlements.

## Docs

- [API Documentation](https://docs.pretium.africa)
- [Checkout API Docs](https://docs.checkout.pretium.africa)

## Company

- [Homepage](https://pretium.africa)
- [Contact](mailto:hello@pretium.africa)
- [Book a demo](https://calendly.com/pretium-finance)
- [Telegram community](https://t.me/+-8nyVGLheGhkZjA0)
- [X / Twitter](https://x.com/PretiumApp/)
- [LinkedIn](https://www.linkedin.com/company/pretium-finance/)

## Optional

- [Privacy Policy](https://pretium.africa/privacy-policy)
- [Terms & Conditions](https://pretium.africa/term-of-use)